CREDIT RATING CHECK

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  1. Credit rating agencies - Riski

    1 Credit rating regulation under the Dodd-Frank Act; 2 OCC seeks alternatives to use of credit ratings; 3 SEC suspends rule for ratings in ABS offerings

    http://freerisk.org/wiki/index.php/Credit_rating_agencies

  2. Credit Rating - World News

    Credit Rating on WN Network delivers the latest Videos and Editable pages for News & Events, including Entertainment, Music, Sports, Science and more, Sign up and ...

    http://wn.com/credit_rating

  3. Credit score and rating: Improve your score and get rating ...

    Get credit score and credit rating advice from MSN Money. Learn to raise and improve your credit scores and protect yourself from a bad credit rating.

    http://money.msn.com/credit-rating

  4. What is a Credit Rating? - wiseGEEK: clear answers for common ...

    A credit rating is a number lenders use to determine whether to give someone a loan. The factors that most impact credit ratings...

    http://www.wisegeek.com/what-is-a-credit-rating.htm

  5. MSN Money Search: credit rating - MSN Money

    News (2) All Results (166,000) A.M. Best Assigns Issuer Credit Rating to United Fire Group, Inc ... A.M. Best Co. has assigned an issuer credit rating (ICR) of “bbb ...

    http://moneycentral.msn.com/money.search?q=credit%20rating

  6. Best's Rating Center - Guide to Best's Issuer Credit Ratings

    Guide to Best's Issuer Credit Ratings ... A Best's Issuer Credit Rating is an opinion of an issuer/entity's ability to meet its ongoing senior financial obligations.

    http://www.ambest.com/ratings/icrguide.asp

  7. Credit Rating | eBay

    eBay: Credit Rating ... Basel III Credit Rating Systems: An Applied Guide to Quantitati ve and Qualitativ e Models by Laura Vitale, Luisa Izzi and Gianluca Oricchio ...

    http://www.ebay.com/sch/i.html?_nkw=Credit+Rating

  8. Credit Rating and Credit Score | FreeScore.com

    How your credit rating translates into a credit score - FreeScore.com

    http://www.freescore.com/credit-rating-and-credit-score.aspx

Credit Rating

 

 

Credit Rating

 

 

Credit rating is basically your “credit reputation” that is calculated based on your past dealings with your credit card company or companies. Having a good credit rating is very important if you want to get good loans, mortgages of make major purchases through credit. Whenever you fill out your information at a credit bureau, make a purchase, payment or change the status of your credit, your information is submitted to the credit bureau and used to determine your credit rating. Your past borrowing and repayment history will affect your credit score and this is what prospective creditors will use to know your creditworthiness.

 

Our credit rating says a lot about us especially when it comes to handling our commitments and responsibilities. Most importantly, it says a lot about our financial capacity and credibility. When you avail of goods and services, lenders and providers will check your credit rating to see if they can make money from you in approving your application to get their goods and services. If your credit history is low, meaning you have a poor financial record, these lenders and providers will have the impression you are not trustworthy financially. It is only natural that these lenders and providers think about how much money they can gain from rendering their services to you. It will only become a problem if you have a bad credit history such as a lot of overdue payments and non-payments.

 

All our financial activities are recorded, so it is best that we are responsible with how we spend our money as well as credit. The important thing about credit rating is that it is the key determinant as to what goods and services you can avail of. The better your credit rating or score is, the better goods and services you can get. Lenders and goods and services providers have their own standards in assessing people’s credit rating. So, if you didn’t make it to one, another lender or provider may approve your application.

 

Now, how do you take care of your credit rating? Sometimes, overdue payment can be avoided but we have to avoid these as much as possible. It will always help if we pay our bills and expenses responsibly. It is always smart to assess your financial capacity and identify the things you need from the things you want, so you can avoid impulsive purchases. It is also highly advised that you check your credit rating regularly so you know where you are in terms of your financial trustworthiness.

 

You can get your credit score details online for some amount but there are other credit rating services that can give you the information you need for free. The good thing about online is that it is fast and easy and it saves you the time and the hassle to contact credit bureaus just to get you a credit check. Be in control of your finances and check your credit rating regularly. This will help you check if there are unknown or suspicious information in your file especially knowing that identity fraud is rampant. So, regularly checking your credit file is also a way to protect yourself and get errors on your file corrected.

 

It is easy to keep your credit rating in an excellent standing. You just have to take control over your financial activities and not let them control you. Update and cancel unused accounts and as much as possible reduce your debt. Make sure you never miss payments as well. That way, your credit score will be boosted and will make it easier for you to get approved by lenders and providers.

 

 

More Credit Rating News

  • Investors nervous as Fitch downgrades Greece credit rating Wednesday - Detroit Free Press
    Globe and MailInvestors nervous as Fitch downgrades Greece credit rating WednesdayDetroit Free PressThose doubts weighed on markets Wednesday as did the decision by Fitch to downgrade Greece's credit rating further into junk status, from 'CCC' to 'C.' The agency said it would consider briefly placing Greece in "restrictive default" once the bond swap ...Greek credit rating downgradedRadio New ZealandFitch cuts Greece's ratingFXstreet.comMore Evidence Pointing Toward Stocks Topping OutWall Street Journal (blog)Socialistworker.co.uk -Fox Newsall 7,287 news articles »
  • Greece's credit rating downgraded further into junk status - Toronto Star
    International Business TimesGreece's credit rating downgraded further into junk statusToronto StarIn response to the writedown agreement, Fitch downgraded Greece's credit rating further into junk status, from 'CCC' to 'C.' The agency said a Greek default “is highly likely in the near term” and added that it would briefly consider placing Greece in ...Fitch cuts Greece's credit rating two notches to 'C'Economic TimesGreek Credit Downgraded Even With BailoutVoice of AmericaFitch Downgrades Greece: “Default is Highly Likely in the Near Term”International Business TimesForbes -NASDAQall 1,046 news articles »
  • TEXT-S&P puts Fortis ratings on watch negative - Reuters
    TEXT-S&P puts Fortis ratings on watch negativeReutersAs a result, we are placing our ratings, including our 'A-' long-term corporate credit rating, on Fortis Inc. on CreditWatch with negative implications. -- The CreditWatch reflects our expectation of increased debt at the holding company level to ...and more »
  • Parties battle over credit-rating bill - Pueblo Chieftain
    Parties battle over credit-rating billPueblo Chieftain"I am here to speak for the people of Colorado who are unemployed right now and due to no fault of their own are facing plummeting credit scores, which threaten to keep them unemployed in perpetuity," said Sen. Morgan Carroll, D-Aurora, who sponsored ...and more »
  • TEXT-S&P puts Central Hudson Gas ratings on watch negative - Reuters
    TEXT-S&P puts Central Hudson Gas ratings on watch negativeReutersWe are placing the ratings on Central Hudson, including the 'A' corporate credit rating, on CreditWatch with negative implications. -- The CreditWatch listing indicates that when the transaction is complete there is a one-in-two chance that we will ...Fitch: Central Hudson Rating Unaffected by Proposed Fortis AcquisitionSunHerald.comall 6 news articles »
  • Fitch drops JC Penney's credit rating to "junk" - Yahoo! Contributors Network
    Moneycontrol.comFitch drops JC Penney's credit rating to "junk"Yahoo! Contributors NetworkBy AP | Associated Press – 1 hr 23 mins ago NEW YORK (AP) — JC Penney's turnaround plan took a hit Tuesday, when Fitch Ratings dropped its credit grade for the retailer into the "speculative" range, better known as "junk.Fitch drops JC Penney's credit rating to 'junk'OneNewsNowFitch lowers J.C. Penney credit rating to junk territoryDallas Business JournalPenney Credit Downgraded to Junk TerritoryNBC 5 Dallas-Fort WorthReuters -Business Wire (press release)all 82 news articles »
  • TEXT-S&P: global corporate, sovereign daily rating actions - Reuters
    TEXT-S&P: global corporate, sovereign daily rating actionsReutersFeb 22 - Credit ratings, shown as long-term rating/Outlook or CreditWatch/short-term rating, are local and foreign currency unless otherwise noted. For revised ratings, issue amounts generally represent original issuance amounts.S&P cuts KPN credit rating to BBB; outlook still stableTelecompaper (subscription)all 16 news articles »
  • S&P Revises Whole Foods Otlk To Pos From Stable On Sales Growth - Reuters
    S&P Revises Whole Foods Otlk To Pos From Stable On Sales GrowthReutersWe are revising our outlook to positive from stable and affirming our 'BB+' corporate credit rating. -- The positive outlook show that if sales and profit growth rates are moderately better than our base case scenario, credit ratios will improve such ...and more »
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